Water Damage Claims

Water damage is one of the most common — and most underestimated — property insurance claims in Florida. A burst pipe, a slow leak behind a wall, or flooding from a failed appliance can saturate drywall, subfloor, and insulation in hours. By the time visible damage appears, the real destruction is already behind your walls.

Insurers frequently dispute water damage claims by questioning the source, the timeline, or whether the damage was sudden versus gradual. These distinctions matter under Florida policy language, and without proper documentation, homeowners lose thousands in legitimate coverage.

Claim Remedy brings in moisture mapping technology, thermal imaging, and certified water damage assessors to trace the source and document the full extent of damage — including what's hidden inside walls, ceilings, and under flooring. We build a claim file that answers every question your insurer will ask before they ask it.

Many South Florida homes built before the 1980s still run on original cast-iron or polybutylene plumbing, and both materials fail from the inside out — corroding or cracking years before any leak becomes visible. Insurers often try to characterize these failures as maintenance issues rather than sudden, covered losses. We document the pipe material, failure point, and resulting damage to make the case for coverage.

What We Handle

• Burst or leaking pipes and supply lines
• Cast-iron and polybutylene pipe failure claims
• Appliance failures: water heaters, dishwashers, washing machines
• Toilet and bathroom overflow damage
• Hidden moisture behind walls and under flooring
• Ceiling leaks and attic condensation damage
• Category 2 and 3 water contamination cleanup