Question 1

What is a public adjuster?

Accepted Answer

A public adjuster is a licensed insurance professional who represents homeowners, not the insurance company, during the claims process. We document damage, file claims, and negotiate on your behalf to help you recover the maximum settlement allowed under your policy.

Question 2

How does "no recovery, no fee" work?

Accepted Answer

You pay absolutely nothing upfront. Our fee is a percentage of the settlement we recover for you. If we do not recover anything, you owe us nothing. That means our interests stay fully aligned with yours: we only win when you win.

Question 3

Can I hire a public adjuster after I’ve already filed a claim?

Accepted Answer

Yes. Many homeowners come to us after their claim was underpaid or denied. We can reopen your claim, bring in additional documentation and evidence, and renegotiate with your insurer for a fair settlement.

Question 4

What types of damage do you handle?

Accepted Answer

We handle all types of residential property damage claims in Florida: hurricane and wind damage, water damage and pipe bursts, fire and smoke damage, roof claims, mold damage, and more. If your property is damaged and you have an insurance policy, we can help.

Question 5

How long does the claims process take?

Accepted Answer

Every claim is different, but most claims settle within 30–90 days once we have filed all documentation. Complex or disputed claims may take longer, but we keep you informed at every step and push for the fastest possible resolution.

Florida Public Adjuster — Frequently Asked Questions

Everything youneed to know.

Everything you
need to know.