Public Adjuster in Naples, Florida

Naples is one of Florida's wealthiest communities, with per-capita income among the highest in the state and a property market that includes some of the most expensive real estate in the Southeast. Hurricane Irma (2017) struck Naples with devastating force — the storm's eye passed directly over Collier County, leaving behind widespread roof damage, flooding, and destruction to the carefully maintained luxury properties that define the area.

The high property values in Naples mean that even modest percentage underpayments on insurance claims represent large absolute dollar amounts. When a $3 million home sustains storm damage and the insurance company's estimate comes in $400,000 below what contractors actually quote, that $400,000 gap is worth fighting for — and fighting for it requires a public adjuster with the expertise and credibility to take on an insurer's experienced commercial adjustment team.

Marco Island and the other barrier islands south of Naples face extreme Gulf hurricane exposure. Marco Island properties have experienced surge and wind damage from multiple storms, and the combination of Gulf-front exposure and high property values makes these some of the most valuable — and most contested — insurance claims in Southwest Florida.

The commercial district along Fifth Avenue South and Third Street South represents Naples' luxury retail and restaurant economy. Business interruption claims for these high-revenue establishments — which depend on seasonal tourist traffic — require careful documentation of pre-loss revenue, seasonal patterns, and extended recovery periods to fully capture the economic impact of storm damage.